Get pre-qualified for the
5321 Visa® Credit Card

Your Offer

Credit Card

5321 Visa® Credit Card

Intro Offer: Receive $200 statement credit when you spend $200 or more in total qualifying Sears purchases within 90 days of account opening.*
Earn 5% on Gas and Everyday Transportation**
Earn 3% on Grocery, Dining, and Travel**
Earn 2% on Shop Your Way Merchants and 1% elsewhere**
$0 Annual Fee†

Pre-qualification

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Consent for pre-qualification

By checking the box below, I authorize First Bank & Trust, Brookings, SD to obtain a credit report on me to determine if I am pre-qualified for any credit offers. I understand that this is a soft pull credit check that will not affect my credit score. I also understand that this is not a credit card application and that if I receive a pre-qualified offer for a credit card, I am not guaranteed to be approved for that credit card. Pre-qualified offers are made available at First Bank & Trust discretion and individuals are not evaluated against all First Bank & Trust credit eligibility requirements for pre-qualified offers.

This offer is not a guarantee of credit. Approval is subject to credit qualification.

When you are approved for a new Shop Your Way 5321 Visa® Credit Card and use it to make $200 or more in total qualifying purchases with Sears or Shop Your Way partners within the first 90 days of account opening, you will receive a $200 Statement Credit. Qualifying purchases may be made in multiple transactions and do not need to be made in a single purchase. Purchases must post to your account during the 90-day promotional period that begins on your account opening date. This offer is only available for new Shop Your Way 5321 Visa accounts opened through March 31, 2027. Existing accounts are not eligible.

Your account must be open and in good standing at the time the Statement Credit is applied. Statement Credit will post within 10 business days after the qualifying purchases have posted to your account The Statement Credit reduces your balance, but does not count as a payment. You must still make your minimum monthly payment. Limit one offer per new account. Offer is not transferable, and cannot be combined with any other introductory offer. Terms may change without notice, but changes will not affect accounts already opened under this offer.

The following types of transactions do not qualify as eligible purchases and will not earn Points or a Statement Credit: cash equivalents, balance transfers, disputes or fraudulent transactions, interest & fees, and gambling transactions. Additional exclusions apply. A list of current participating Shop Your Way partners is located at: https://www.shopyourway.com/legal/merchant-terms

**Please visit shopyourway.com/legal or click the ‘Rewards Program Terms’ button above for full details on the SYW membership, Point usage, expiration, and restrictions.

†View Full Pricing and Terms by clicking the button above.